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You’ve got great options with us.

Buy a Home

The process is easy. Buy a home with Newrez and you could save big.

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Refinance

Own your home faster or lower your monthly payment.

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Home Equity Loan

Pay down debt or fund home projects.

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HELOC

Get cash when you need it.

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We've championed 4 million dreams and counting

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  • Get a no-obligation checkup on your current mortgage with a Newrez Loan Review.
  • Speak with a Newrez Mortgage expert today to see how you could tap into your home’s equity.
  • Discover Newrez Home Rewards and other benefits when purchasing a new home.

Refinance: By refinancing an existing loan, the total finance charges may be higher over the life of the loan. We may transfer the escrow account balance from the current loan to the new loan. If the current escrow amount is insufficient due to changes in taxes or insurances, we may require additional money when closing on the new loan.

Home Equity Loan: The rate on your existing mortgage will not change. The Newrez Home Equity Loan program requires borrower to obtain a second mortgage at current market rates. Loan amount based on underwriting guidelines. Minimum 660 credit score. Minimum and maximum loan amounts apply. Program financing only available on properties with one existing mortgage lien and subject to maximum loan-to-value ratio. Other terms and restrictions apply. Please contact us for more information.

Home Equity Line of Credit: This HELOC is an open-end line of credit, available on owner occupied properties, where 75% of the approved full credit limit (minus the origination fees) will be drawn at the time of closing. Additional draws may be available after a 90-day period within the first 3 years not to exceed the available credit limit. Actual rates available to you may vary based on several factors including your credit score and combined loan-to-value. Loan amounts range from $50,000 to $350,000. We may determine home value and resulting equity through independent data sources and automated valuation models. An appraisal may also be required. Only available for eligible borrowers and property types. Not all applicants will be approved, pre-approval is based on data you have provided and certain assumptions that must be verified and subject to underwriting approval. Not available in all states or territories. Contact Newrez for more information.

© 2026 Newrez LLC 1100 Virginia Dr., Ste. 125 Fort Washington, PA, 19034, 1-888-673-5521. NMLS #3013. Doing business as Newrez Mortgage LLC in the state of Texas. Alaska Mortgage License #AK3013. Arizona Mortgage Banker License #919777. Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Massachusetts Lender #ML-3013. Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Banking Department. For licensing information, go to: www.nmlsconsumeraccess.org. This is not a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.