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Access Equity

Pay down debt, fund home projects, or improve your cash flow.

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A Newrez Home Equity Loan is independent of your existing mortgage, meaning your primary mortgage loan and rate stay the same.

We've championed 4 million dreams and counting

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  • Unlock cash for renovations, education, debt payoff, and debt consolidation.
  • With a Home Equity Loan, you choose the amount and term that suit your budget and timeline.
  • Lock in a fixed interest rate, making it easier to plan your budget over the life of the loan.

The rate on your existing mortgage will not change. The Newrez Home Equity Loan program requires borrower to obtain a second mortgage at current market rates. Loan amount based on underwriting guidelines. Minimum 660 credit score. Minimum and maximum loan amounts apply. Program financing only available on properties with one existing mortgage lien and subject to maximum loan-to-value ratio. Other terms and restrictions apply. Please contact us for more information.

This is not a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.

© 2025 Newrez LLC 1100 Virginia Dr., Ste. 125 Fort Washington, PA, 19034, 1-888-673-5521. NMLS #3013. Doing business as Newrez Mortgage LLC in the state of Texas. Alaska Mortgage License #AK3013. Arizona Mortgage Banker License #919777. Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Massachusetts Lender #ML-3013. Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Banking Department. For licensing information, go to: www.nmlsconsumeraccess.org.