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Buy a Home

The process is easy. Buy a home with Newrez and you could save big.

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Our online pre-approval** gives you instant buying power, so you can shop confidently. From credit check to document upload, every phase is optimized for speed and ease, ensuring you spend less time on paperwork and more time imagining life in your new home.

We've championed 4 million dreams and counting

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  • $1,000 Off Closing Costs* - Get instant savings on fees when you choose Newrez for your home purchase.
  • Pre-Approval** - Stand out to sellers with a certified pre-approval—move fast in today’s market.
  • 45-Day Lock & Shop*** - Secure today’s rate for up to 45 days while you tour homes.
  • $5,000 On-Time Closing Guarantee**** - We’ll pay you $5,000 if your loan doesn’t close when promised.

*Closing cost offer available to customers who submit an application for a purchase. Only available for single family primary residences. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.

**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Newrez for additional details.

***The lock will be honored up to 75 days total. Your rate is protected for up to 30 days to shop for a home. Once you identify a property, your rate will be locked for an additional 45 days. All rate lock extensions are subject to Newrez’s standard rate lock extension fees. Not available for all loan products. Please contact Newrez for additional details. .

****Newrez agrees to pay the borrower the amount of the earnest money deposit (up to $5,000) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Newrez. Void if there are any material changes to income or assets. Offer requires 30 business days from Newrez’s receipt of purchase contract to closing date. Other requirements include: minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Newrez Direct to Consumer Channel. Payment may be subject to reporting for tax purposes. Please contact Newrez for additional details.

This is not a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.

© 2025 Newrez LLC 1100 Virginia Dr., Ste. 125 Fort Washington, PA, 19034, 1-888-673-5521. NMLS #3013. Doing business as Newrez Mortgage LLC in the state of Texas. Alaska Mortgage License #AK3013. Arizona Mortgage Banker License #919777. Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license. Massachusetts Lender #ML-3013. Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Banking Department. For licensing information, go to: www.nmlsconsumeraccess.org.